Kinecta Federal Credit Union offers payday cash advance at its Nix Check Cashing locations1
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More cash, low fees
Come to Nix for your payday loan. Walk away with up to $400 cash in hand... for less!
Here's what you need to get your first paydaytoday® Cash Advance:
- Valid Driver's License, State I.D., Military I.D., U.S. Passport or Matricula Consular
- Most recent utility bill or two documents with current address (for example: bank statement with address)
- Most recent bank statement (with a checking account)
- Personal check (drawn on a California institution); temporary checks are not accepted
- Most recent paycheck stub from your employer (fixed income or retired individuals not on direct deposit need a statement of benefits)
- paydaytoday® cash advance is provided by Kinecta Federal Credit Union available at Nix Check Cashing.
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1) The paydaytoday® product is provided by Kinecta Federal Credit Union available at Nix Check Cashing locations.
2) Qualified borrowers can receive up to $400. $42.25 example is based on a $400 loan for 14 days, including $39.95 application fee and $2.30 interest. Application fee $39.95 plus 15% Annual Percentage Rate (APR). Application fee is due at the time member applies for the loan and interest must be paid in advance. See teller for more details.
3) If necessary, $10 Consumers' Cooperative Society of Santa Monica, Inc. fee will be covered by Kinecta Federal Credit Union (equivalent to free membership). Continued membership in the Santa Monica Co-Op will be subject to an annual membership renewal fee of $10. However, no annual fee is required to maintain membership in Kinecta.
4) Minimum $5 share savings account deposit required (paid by Kinecta for new paydaytoday® borrowers). Deposits at Kinecta Federal Credit Union are Federally Insured by NCUA. |
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