 Kinecta & Nix: More than you'd expect, all that you deserve.
Kinecta Federal Credit Union and Nix Check Cashing have joined forces to provide you with exceptional financial products and services. Kinecta is one of the nation's largest and most financially sound credit unions, with over $4 billion in assets and over 220,000 members. Kinecta has one focus: to provide our members with convenience, great service, innovative financial products, and competitive rates.
Qualifying for Kinecta membership is easy.
With just $5 to start, you can establish credit union membership and take the next step towards securing your financial future.
Ask a representative for details. For more information, call 800.854.9846 or visit www.kinecta.org.
What makes credit unions unique?
It's simple. The members are the owners. They are treated like owners, and the benefits of ownership flow back to them - with better rates on deposits and loans and great service. While banks and other financial institutions exist to make money for their stockholders, credit unions exist solely to serve their members.
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Establish Kinecta membership with only a $5 minimum deposit.
- Earn dividends on your money
- Deposit or withdraw money any time3
- Free 24/7 Phone and Online Banking
- Free ATM card
- No monthly service fee4
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A checking account that lets you save... free of charge.
- No monthly service fee or minimum balance
- Free Online Banking & Bill Pay1
- Free transactions at more than 28,000 ATMs
- Free first box of checks2
- Free Visa® ATM & CheckCard
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Make your money grow even more.
- Higher dividend rates with flexible terms
- Terms from 90 days to 5 years
- Higher balances generally earn higher yields
- Withdraw dividends without penalty6
- $1,000 minimum balance
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Enjoy the flexibility of a savings account while earning a higher rate.
- Higher dividends than most checking/savings accounts
- Access funds anytime3
- Free transactions at more than 28,000 ATMs
- Minimum $2,500 balance - no monthly fee
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Membership Benefits
When you join Kinecta, you'll be more than a customer... you'll be a member owner. You'll experience all the benefits of ownership - great rates, unbeatable service and outstanding convenience.
Additional Services
Cashiers Checks, Cash advances from your Visa®, MasterCard® credit cards5
Convenience
- Free Online Banking & Bill Pay1
- Direct Deposit
- Free transactions at over 28,000 ATMs, including 5,500 ATMs in 7-Eleven® stores and 35 Nix locations
- Fee-free access to more than 2,200 shared branches nationwide7
- Kinecta locations throughout Southern California, including select Nix branches
- Qualifying for Kinecta membership is easy.
- Ask a representative for details. For more information, call 800.854.9846 or visit www.kinecta.org.
1 Enrollment required.
2 One box, corporate design. "Fab 4" or "Spruce Goose" style checks, or $14.75 may be applied to cost of any other check style.
3 Regulation D restrictions on Electronic Funds Transfers limits preauthorized, automatic or telephone withdrawals on transfers from share accounts to no more than 6 in each calendar month or statement cycle.
4 After one year, $5 Single Saver fee applies if average monthly balance falls below $250 for 6 consecutive months. Fees do not apply if you have any additional Kinecta accounts.
5 May be subject to cash advance fee from cardholder's financial institution.
6 Penalty for early withdrawal of principal may apply.
7 Shared branch access available through the CO-OP and Shared Branch Network.
 
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